Direct Lending Partners Review

Last Updated: August 2025

Our Summary

  • 5 day closing period
  • No minimum FICO
  • 6 month extension available

Direct Lending Partners (“DLP”), a DLP Real Estate Capital company, is a Pennsylvania based, diversified hard money lender. DLP offers fix and flip, construction (to sell or rent), commercial and cash-out loans. Loans are borrower-friendly and can close in as little as 5 days.

DLP will lend fix and flip loans against single family and 2-4 unit properties at up to 90% of total deal costs. Loan terms are 6-12 months with no prepayment penalty and interest rates starting at 9.49% and 1.5 points.

Loan Types Offered

Fix and Flip, Construction, Commercial, Cash-out

Property Types

Single Family, Multi Family, Commercial

Lending Areas

DLP will lend in the following states: AL, CO, CT,  DC, DE, FL, GA, IL, IN, KS, KY, LA, MD, MO, MS, NC, NE, NJ, OH, OK, PA, SC, TN, TX, UT, VA, WA, WI, and WV.

Loan Details

Fix & Flip

  • Loan Amount: $75,000 - $2,000,000
  • Loan to ARV: 70%
  • Loan to Cost: 90%
  • Interest Rate: 9.49%+
  • Points: 1.5 +
  • Term: 6-12 months

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