Last Updated: December 2024

Our Summary

LimaOne
A+ on Better Business Bureau

  • Low FICO score requirements
  • Approvals within two days
  • Interest rates starting at 5.5%
  • No prior experience required

Lima One is an industry leading hard money lender offering a range of lending solutions for fix & flips, rentals or multi-family investments. Funding can be provided within two weeks. Lima One Capital finances up to 90% of purchase and rehab costs or up to 80% of the loan-to-value and 75% of ARV in bridge loans and has rental financing options with interest rates as low as 5.5%

Visit Site

Loan Types Offered

Single Family, Multi Family

Property Types

Lima One is licensed in every state except for Alaska, North Dakota, Nevada, South Dakota, and Vermont.

Lending Areas

Fix & Flip

  • Minimum Loan: $250,000 - $5,000,000
  • Loan to ARV: 70%
  • Purchase Price: 90%
  • Rehab Costs: 100%
  • Interest Rate: 7.00%+
  • Points: 2.0+
  • Term: 13-24 months
  • FICO: 600

Rental

  • Loan: $50,000 - $1,000,000
  • Loan to Value: 75%
  • Interest Rate: 5.50%+
  • Term: 30-Yr Fixed
  • FICO: 660

Why use Hard Money Companies?

Be Informed

We’ve spent 300+ hours researching and reviewing the Top Hard Money Lending Companies to give you our best choices

Choose Confidently

Review our list and choose the lender that works best for your schedule, budget and project scope

Get Started

Apply for a hard money loan and get started on your next project

Editorial Reviews

RCN Capital

Learn more

Lending Home

Learn more

LimaOne

Learn more

Our Featured Lender

RCN Capital

Leading Nationwide Lender for Real Estate Investors

Visit Site

how we rank

show more

Recommended Reads

What is a Hard Money Loan? Flipping a House in 10 Steps A Beginner’s Guide to Comparative Market Analysis

Copyright® 2020 hardmoneycompanies.com