Last Updated: June 2024

Our Summary

LimaOne
A+ on Better Business Bureau

  • Low FICO score requirements
  • Approvals within two days
  • Interest rates starting at 5.5%
  • No prior experience required

Lima One is an industry leading hard money lender offering a range of lending solutions for fix & flips, rentals or multi-family investments. Funding can be provided within two weeks. Lima One Capital finances up to 90% of purchase and rehab costs or up to 80% of the loan-to-value and 75% of ARV in bridge loans and has rental financing options with interest rates as low as 5.5%

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Loan Types Offered

Single Family, Multi Family

Property Types

Lima One is licensed in every state except for Alaska, North Dakota, Nevada, South Dakota, and Vermont.

Lending Areas

Fix & Flip

  • Minimum Loan: $250,000 - $5,000,000
  • Loan to ARV: 70%
  • Purchase Price: 90%
  • Rehab Costs: 100%
  • Interest Rate: 7.00%+
  • Points: 2.0+
  • Term: 13-24 months
  • FICO: 600

Rental

  • Loan: $50,000 - $1,000,000
  • Loan to Value: 75%
  • Interest Rate: 5.50%+
  • Term: 30-Yr Fixed
  • FICO: 660

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Editorial Reviews

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