Peak Asset Lending Review

Last Updated: August 2025

Our Summary

  • Seasoned lender
  • Investment properties only

Based in Kansas, Peak Asset Lending is a non-bank lender specializing in asset-based loans for investment real estate. Peak has been in business for 15 years and has closed 1,644 total loans worth $156 million. Loan programs include fix and flip, fix and hold, refinance and standard purchase.

Peak will underwrite fix and flip loans against 1-4 family units including single family homes, townhomes, condos, duplexes, triplexes and fourplexes. Loans are written with 12 months terms up to 70% LTV with interest rates starting at 12.00% and 2.75 points.

Loan Types Offered

Fix and Flip, Construction, Commercial, Cash-out

Property Types

Single Family, Multi Family, Commercial

Lending Areas

Peak can lend in the following states: Alabama, Arkansas, Colorado, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Washington, Wisconsin and Wyoming.

Loan Details

Fix & Flip

  • Loan to ARV: 70%
  • Interest Rate: 12.00%
  • Points: 2.75
  • Term: 12 months

Rental

  • Loan to Value: 70%
  • Interest Rate: 8.25%
  • Points: 2.75
  • Term: 30Y Fixed
  • Minimum FICO: 620
  • Experience Required: Yes

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