Rehab Financial Review

Last Updated: August 2025

Our Summary

  • No money down loans
  • Focus on fix and flip loans
  • Single family and multi-family
  • 4-month term available

Based in Rosemont, PA, Rehab Financial Group is a leading hard money lender for fix and flip loans and rental loans. The application process is very efficient with loans priced within an hour and same day loan approval. Total loan process can be completed and funded within 2 weeks.

Rehab Financial primarily loans against 1-4 unit properties within 60 miles of the borrower’s primary residence and requires a credit score of at least 620 to qualify. Rehab Financial lends up to 100% of purchase price and rehab costs up to 65% of ARV.

Loan Types Offered

Fix and Flip

Property Types

Single Family, Multi Family

Lending Areas

Rehab Financial will make loans in Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Louisiana, Maine, Maryland, Massachusetts, Missouri, New Hampshire, New Jersey, New York (excluding the 5 boroughs), North Carolina, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia and West Virginia.

Loan Details

Fix & Flip

  • Loan Amount: $50,000 - $1,000,000
  • Loan to ARV: 65%
  • Purchase Price: 100%
  • Rehab Costs: 100%
  • Interest Rate: 9.99%+
  • Points: 2+
  • Term: 4-12 months
  • FICO: 620

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