Residential Capital Partners Review

Our Summary

No money down loans
Pre-approval within 2 days
No FICO score required for fix & flip

Based in Dallas, Texas, Residential Capital Partners is a leading hard money lender focused on 1-4 family residential properties. The company offers fix and flip loans as well as rental loans.

Fix and flip loans cover up to 100% of costs up to 70% of ARV with rates beginning at 10% and 3 points. Applications take a few minutes and commitments are provided within 2 business days and closing within 14 days.

Rental loans offer LTVs as high as 80% and loan amounts up to $5 million, covering 1-4 family residential properties and multi-family. Rates begin at 5.99% with a variety of interest rate products, including fixed rate, ARMs and interest-only ARMs. First time investors are eligible for financing.